Skip to content
RelySign in
← Back to atlas
federalUnited StatesSection 221(d)(3) Below Market Interest Rateincome_eligibility

BMIR admission uses the BMIR income limit, set at 95 percent of area median income

bmir.income_eligibility.bmir_income_limit_at_admission · v1.0.0

Section 221(d)(3) BMIR is the only HUD multifamily program that uses the BMIR income limit, which is set at 95 percent of the area median income and is published by HUD alongside the low, very low and extremely low income limits. An applicant's eligibility for a BMIR unit is determined against that limit for the applicable area and family size. The owner must not admit income-ineligible applicants without prior written HUD approval, and any ineligible family that is admitted must pay market rent. In a project combining BMIR with another form of subsidy, the owner must use the eligibility income limit based on the type of assistance the family is to receive rather than the limit for the project as a whole. Owners are required to report the income status of each assisted tenant to HUD at least annually, and a tenant whose income later rises above the limit continues to receive assistance so long as the family qualifies under the applicable program rules.

Confidence
high
Effective from
2013-11-27
Consequence model
agency finding with cure
Last reviewed
2026-08-30

Evidence required

  • HUD-50059 Owner's Certification of Compliance(exactly_one)
  • Published income and rent limit schedule in effect(at_least_one)

Citations

All sources verified within 1 day
  • Occupancy Requirements of Subsidized Multifamily Housing Programs
    Chapter 3, paragraph 3-6.D.6, printed p. 3-7
    binding_agency_guidanceSource ↗verified 1d ago
  • Occupancy Requirements of Subsidized Multifamily Housing Programs
    Chapter 3, Figure 3-2, Income Limits, printed p. 3-6
    binding_agency_guidanceSource ↗verified 1d ago
  • Occupancy Requirements of Subsidized Multifamily Housing Programs
    Chapter 3, Figure 3-3, Income Limits by Program, printed p. 3-7 - final row
    binding_agency_guidanceSource ↗verified 1d ago
  • Occupancy Requirements of Subsidized Multifamily Housing Programs
    Chapter 3, paragraph 3-8.B, BMIR Units, printed p. 3-16
    binding_agency_guidanceSource ↗verified 1d ago
  • Occupancy Requirements of Subsidized Multifamily Housing Programs
    Chapter 3, paragraph 3-6.D.8, Projects with more than one type of subsidy, printed p. 3-7
    binding_agency_guidanceSource ↗verified 1d ago
  • Occupancy Requirements of Subsidized Multifamily Housing Programs
    Chapter 3, paragraph 3-6.C.2, printed p. 3-5
    binding_agency_guidanceSource ↗verified 1d ago
  • Housing for moderate income and displaced families (Section 221 of the National Housing Act)
    12 U.S.C. 1715l(d)(3)(iii), third proviso - the statutory delegation of occupancy terms
    statuteSource ↗verified 1d ago
  • Housing for moderate income and displaced families (Section 221 of the National Housing Act)
    12 U.S.C. 1715l(f), second undesignated paragraph
    statuteSource ↗verified 1d ago