THE SINGLE MOST IMPORTANT ELIGIBILITY DOCUMENT THDA PUBLISHES. It is the only THDA document that states a HOTMA implementation date, a verification hierarchy, a means-tested safe harbor, an asset threshold or an imputation convention -- THDA publishes no LIHTC compliance manual (see the src.tn.compliance_forms_training note). DATE: the document prints NO date on its face. Page 1 was rendered to image and read directly (pdftotext is not the only check): the title slide reads only "Housing Opportunity Through Modernization Act (HOTMA) 2025 / COMPLIANCE AND ASSET MANAGEMENT DIVISION". The agency's own link label on https://thda.org/rental-housing-partn/housing-credit-compliance/ reads "HOTMA Compliance Training (11/18/2024)", the filename carries "11182024" and "Updated-2026", and the PDF metadata says created/modified 8 April 2026 by Charmaine J. McNeilly. `published` is therefore left null rather than invented: the URL, the filename and the link label are evidence of nothing. What the document does date is its own content -- "THDA's Housing Credit Developments must implement HOTMA starting January 1, 2025" -- and every rule citing it takes 2025-01-01 from that sentence, not from the file. AUTHORITY: recorded as persuasive rather than binding because the deck disclaims ("Attendees should not solely rely on this training... Provision of this training does not make THDA liable for noncompliance"); it is nevertheless the agency's only published statement of these positions, so the rules citing it carry medium confidence and say so. FETCH: plain curl with a standard desktop Chrome User-Agent against the cloudfront origin linked from thda.org (thda.org 403s a bare curl but serves normally with a UA; the cloudfront origin serves without a challenge). 2026-08-28: HTTP 200, 252,594 bytes, 45 pages, sha256 d9a8966d319c9c7f795017ff390a26a34ba380c90d9d61d4c666f2971324365c.

THDA's form-by-form statement of what must be in a Housing Credit resident file, including the per-recertification-year matrix (first annual recertification vs second and beyond) and the Continuing Residency Certification restriction. DATE: prints no date on its face; the deck's own dating is by form revision ("New, 1/2025", "Revised, 1/2025", "Revised, 12/2000", "Revised, 8/2018"). The agency link label reads "Compliance Forms Training (12/19/2024)" and the filename carries 12192024; PDF metadata says created 19 December 2024. `published` left null; the rules citing it take 2025-01-01 from the "New, 1/2025"/"Revised, 1/2025" form revision tokens printed on the slides themselves. THIS DOCUMENT IS ALSO THE EVIDENCE THAT TENNESSEE HAS NO LIHTC COMPLIANCE MANUAL: it opens by citing 26 CFR 1.42-5(a)(2)(i)(A) and IRS Audit Technique Publication 5913 for the proposition that a state agency "may mandate the use of standardized forms", and then simply lists the forms -- there is no manual behind it. A thda.org site search for "compliance manual" returns 0 results; a search for "manual" returns 42, all of them LIHEAP, Weatherization, WAP, NHTF, THTF, PIMS or THOMAS documents. FETCH: plain curl, standard desktop Chrome User-Agent, cloudfront origin linked from thda.org. 2026-08-28: HTTP 200, 3,224,479 bytes, 36 pages, sha256 c80984b491e649b2a178598a36d89a4303397f1e241e5d0809360640e7dfaf17.

THDA's Level 3 written third-party verification form, named as such on slide 26 of src.tn.hotma_training. DATE taken off the document's own footer, which prints "HO - 0422 Employment Verification (Rev. 6/26)" on all three pages; `published` set to the first of that month rather than inventing a day. The filename's "Updated-6-2026" agrees with the printed revision but was not relied on. The form's fields are what make the "no blanks, no N/A" instruction operable: date first employed, current wage plus frequency, average regular hours, overtime rate and hours, shift differential rate and hours, commissions/tips/bonuses, anticipated rate change and its effective date, and seasonal layoff periods. FETCH: plain curl, standard desktop Chrome User-Agent. 2026-08-28: HTTP 200, 158,299 bytes, 3 pages, sha256 928715d616b0d9c5f009ca465d09118f650e71aa3ad7f32a40e8b95ac170b241.

The form that carries THDA's Housing Choice Voucher substitution: when the Section 8 administrative agency certifies family gross annual income, number of persons and the monthly utility allowance on this form, src.tn.compliance_forms_training states the property need not verify income or assets. DATE off the document's own footer: "HO - 0423 Section 8 Verification of Annual Income and Utility Allowance (Rev. 4/26)"; `published` set to the first of that month. The filename says only "Updated-2026" and was not used to date it. FETCH: plain curl, standard desktop Chrome User-Agent. 2026-08-28: HTTP 200, 150,155 bytes, 1 page, sha256 c1afb8061473dc1eab4c2aaf1eb10d2bbd027a3bb912df5460884e4d4aac5381.

THDA's Next Available Unit Rule form. It is the only THDA document that says WHERE the 140% determination has to live -- "This form must be included in the resident file for each household whose income increases above the 140% amount allowable" -- and it structures the record as two halves: identification of the over-income household (move-in income, recertification income, income limit at recertification, 140% of that limit, unit square footage) and identification of the next unit leased in the same building. DATE off the document's own footer: "HO - 0430 Next Available Unit - 140% Verification (Rev. 4/26)"; `published` set to the first of that month. src.tn.compliance_forms_training describes the same form as "Revised, 1/2001", which is the revision current when that deck was written, not the revision served today -- another reason not to date a form from anything but its own printed footer. FETCH: plain curl, standard desktop Chrome User-Agent. 2026-08-28: HTTP 200, 112,082 bytes, 1 page, sha256 458a6be932fd5107b081e623e1e26ad2c5baccee129025922385edb0fab47849.

CITED FOR PROGRAMME HISTORY AND FOR ONE THING NOTHING ELSE READ THIS PASS STATES: how the affordability term has moved. 'The typical term of affordability of set-aside units has more than doubled from 15 in the late 1990s to 40 years today', with a graphic showing 15 / 20 / 30 / 40 years against the 1990s, 2000s and 2010s. It also records that equity sharing was 'introduced in 1999 and enforced through deeds of covenant' on homeownership set-aside units whose buyers received City home purchase assistance, that the Office of Housing 'administers and monitors implementation of the program', that set-aside rentals are typically affordable to households up to 60 percent of AMI and ownership units up to 100 percent, and that 'Potential renters and homebuyers must meet eligibility criteria established by the City, external lenders, and leasing agents.' IT IS TEN YEARS OLD AND IS WRONG ABOUT THE BONUS: it says section 7-700 'grants bonus density of up to 20%', where the codified section says thirty percent. Both figures are recorded and neither is resolved here; the ordinance is the later and higher authority and is what the rules state.

Part 990 is overwhelmingly a SUBSIDY FORMULA, and most of it binds a budget rather than a property: eligible unit months, the project expense level, the utilities expense level, add-ons, formula income, appeals. Only a minority of it states an obligation a site manager or PHA can be held to at a property. Those are Sec. 990.215 (full operating subsidy is conditioned on compliance with the annual income reexamination requirements, and HUD may withhold an amount equal to its estimate of the lost rental income), subpart H's asset-management requirements at Sec. 990.255, 990.260, 990.280 and 990.285 (project-based management, budgeting and accounting for every PHA owning 250 or more units; project-based budgets and year-end GAAP financial statements made available to the public and distributed to the board), and Sec. 990.325 (five fiscal years' retention of Operating Fund records). Authority: 42 U.S.C. 1437g; 42 U.S.C. 3535(d). 'published' carries the latest amendment_date eCFR records for part 990 across its 52 content versions (2016-12-22); the most recent issue_date recorded is 2024-06-03. eCFR re-renders current text, so this source is not in the codified-law blind spot described in CLAUDE.md.

17 pages, 468,180 bytes, sha256 02904133d1ca0c58e34b4c51ec003c66d114ed605fa8ce7279f0427b5324f86b, fetched 2026-08-29. Both dates come off the cover, which prints 'Effective September 22, 2017 / Revised February 26, 2018'; the PDF CreationDate is 2018-02-26 and its Title metadata is a scanner artefact ('Jade-20180226190858'). The document carries its own Activity Log recording the 16 February 2018 technical clarifications. Sections used: II (definitions of Lower Income Households per Health and Safety Code 50079.5, On-Site Restricted Affordable Unit, Major Transit Stop, Very Low-Income Households per 50105); IV.1 (the Tier 1-4 on-site set-aside percentages, calculated on total units in the final project); IV.3 (housing replacement per Government Code 65915(c)(3) verified before any building permit); IV.4 (the prohibition on also taking a state Density Bonus or any other State or local bonus); IV.5 (base-unit percentages for one, two or three Additional Incentives); VIII (the covenant recorded before building permit issuance for at least 55 years from certificate of occupancy). CAVEAT: the Guidelines refer throughout to HCIDLA, the housing department's former name; LAHD is the successor. They also predate SB 35, SB 423, AB 2011 and the City's ED 1 program, and say nothing about how the exclusivity clause in IV.4 interacts with those later pathways.

REPLACES NOTHING; a new record. This is the instrument that dates the current edition and, paragraph by paragraph, says WHAT Change 4 altered -- which is the only way to tell, for a chapter with mixed 6/07 and 8/13 footers, whether a given requirement is a 2013 change or older text. It carries the two facts every 4350.3 rule's effective date rests on: 'Issued: 8-7-2013' and 'Change 4 is effective upon issue.' It also states what Change 4 was FOR: EIV use, VAWA requirements, the Supplemental Information to Application for Federally Assisted Housing, the Rent Refinement final rule, and admission of individuals subject to state lifetime sex offender registration. Cited by the rules only where the transmittal itself is the evidence for a date or for the fact that a paragraph is new.

6 pages, 172,098 bytes, sha256 6e90098651e32089a278388447bf95280cd37480bca98b1622f3d3d56437b0d0. PDF metadata Author 'Reyce Knutson', CreationDate 2025-06-10, matching the memo's own date line. Linked from the UHC multifamily compliance page as 'HOTMA'. This is UHC's operative HOTMA instruction for Utah LIHTC: it adopts HUD Notice H 2023-10 wholesale, takes the extended compliance date from HUD Notice H-2025-03 (January 1, 2026), states that UHC 'will not enforce HOTMA-related file errors (i.e., will not issue 8823's) discovered prior to January 1, 2026', permits early adoption subject to a memo handed to the auditor and consistent application across all files, and adds UHC-specific asset-verification procedure (a mandatory Asset Self-Certification Worksheet for every household, and annual third-party verification of all assets at or over the HUD threshold for mixed-income projects). It notes UHC acts 'in the absence of IRS guidance' and will conform if the IRS issues formal guidance.

2 pages, 167,501 bytes, sha256 84e63f768933055374ec3febf7cf8f22799bc87de5881ec9185b2f681f0b25a8. PDF metadata Author 'Reyce Knutson', CreationDate 2024-03-13, one day after the memo's own 03/12/2024 date line. Linked from the UHC multifamily compliance page as 'NSPIRE'. Supplies the Utah-specific inspection facts the compliance manual does not restate: the October 1, 2024 changeover date from UPCS to NSPIRE across the whole UHC portfolio, the four NSPIRE deficiency categories with their UHC-enforced repair windows (Low up to 60 days, Moderate up to 30 days, Severe Life-Threatening 24 hours, Severe Non-Life-Threatening 30 days), the express statement that NSPIRE provides no grandfathering, the continuing obligation to comply with the Utah Building Code and local codes alongside NSPIRE, and the December 29, 2024 sealed tamper-proof battery requirement for solely battery-operated smoke detectors. Extracted text renders some ligatures oddly ('�' for ti/fi) because of the source font encoding; quotations were normalised.

1 page, 117,268 bytes, sha256 8a60dd8e80fc273a88666ac2f4a1e7a518f1d76ef57be5e8b9a9825ee500021e. Fetched 2026-08-28 with plain curl and a standard desktop Chrome User-Agent; HTTP 200, no bot wall. Located from the state document library the agency's own manual designates -- HHFDC's LIHTC Compliance Manual, Section 6, states "All required forms can be downloaded from the SPECTRUM website at www.spectrumlihtc.com"; the forms sit on https://spectrumlihtc.com/state-monitoring/hawaii/, whose Required Forms and Document Library tables are how the current edition was established. `published` null; the only marking is a copyright year. Heading: "UNDER $5,000 ASSET CERTIFICATION / For households whose combined net assets are less than $5,000.00". It instructs the household to list "401k/IRA" and "Stocks/Bonds/Retirement" as assets; HOTMA excludes IRS-recognised retirement accounts from net family assets outright, and HHFDC's own manual applies HOTMA. It is also served alongside the NCSHA Asset Self-Certification, and the manual's form list at Section 6.C item 22 names a third instrument, "Under $50,000 Asset Certification", which the library does not serve at all. Same shape as the North Dakota contradiction recorded in scripts/author_eligibility_ks_nd.py, and sharper because Hawaii's mandatory TIC states the $5,000 figure too. Cited by hi.lihtc.asset_treatment.self_certification_instruments_in_conflict.

Useful mainly for the administration question, which it states plainly: the Fair Housing Act 'authorizes NJHMFA to promulgate rules governing the administration of affordable units, known as UHAC', while 'Administrative agent responsibilities and training requirements are detailed in DCA's rules at N.J.A.C. 5:99-7' -- the same two-agency split the regulations themselves describe. It also confirms that a municipality may contract the administrative agent role out to the developer, the sponsor, the owner, or NJHMFA's own Housing Affordability Service (HAS). Its history section attributes the framework to the Mount Laurel doctrine 'reaffirmed and expanded in Mount Laurel II, III, and IV', which is the corpus's only fetched reference to Mount Laurel IV (In re Declaratory Judgment Actions, 221 N.J. 1 (2015)); the opinion itself was not fetched and no rule here relies on it.

The remedies actually available to HUD CPD when a HOPWA or CoC recipient is found noncompliant. 24 CFR 574.500(c) incorporates this subpart by reference for HOPWA. 'published' carries the latest amendment_date eCFR's versions endpoint records for part 200 (2024-10-01 across 878 content versions). CROSS-REFERENCE DEFECT WORTH KNOWING: 24 CFR 574.500(c) still points at '2 CFR 200.338' for HUD's remedies, but in the current codification 200.338 is 'Restrictions on public access to records' and the remedies list is at 200.339. Cite 200.339 for the substance.

SECTION NUMBERS MOVED IN THE 2024 RULEMAKING and this is the single easiest way to mis-cite UHAC. Bedroom distribution and the affordability average were 5:80-26.3 and are now 5:80-26.4; 26.3 is now Regional income limits, a new section. Occupancy standards moved 26.4 -> 26.5; control periods for ownership 26.5 -> 26.6; price restrictions 26.6 -> 26.7; buyer income eligibility 26.7 -> 26.8; control periods for rental 26.11 -> 26.12; restrictions on rents 26.12 -> 26.13; tenant income eligibility 26.13 -> 26.14; administrative agent 26.14 -> 26.15; affirmative marketing 26.15 -> 26.16; household certification and referral 26.16 -> 26.17; enforcement 26.18 -> 26.19; appeals 26.19 -> 26.20. The old 26.20 through 26.26 (the 95/5 option provisions) were repealed and compressed into 26.21 and 26.22. A settlement agreement, municipal ordinance or older memorandum citing '5:80-26.3' for bedroom distribution is correct as of its date and wrong today. The subchapter's title in the Code is 'Housing Affordability Controls'; 'Uniform Housing Affordability Controls' is the name on the document and in the statute. The Appendices (A through Q, including the mandatory deed forms and the Appendix E rental deed restriction) are published as separate files and were NOT fetched in this pass.

Applies to the HOME program by two independent routes: 25 CCR 8300(b) names 'the HOME Investment Partnerships (HOME) Program (Chapter 7, subchapter 17, commencing with Section 8200)' among the programs these regulations reach when expressly incorporated by reference, and 25 CCR 8212.2(a) does the incorporating, listing sections 8303, 8304, 8305, 8306, 8307, 8308, 8309, 8310, 8311, 8312, 8314, 8315 and 8316. The sections that carry ongoing rental compliance are 8304 (unit standards, comparability, non-segregation and the loan-term mix freeze), 8305 (tenant selection procedures and the minimum-occupancy schedule), 8306 (annual recertification of household size and income) and 8307 (rental agreement approval, enumerated good cause, and the appeal and grievance procedure). State Recipients may request a deviation from these rules case by case, granted or refused at HCD's sole discretion. Editorial correction 2026-09-13: agency_id now identifies the issuing Department of Housing and Community Development (ca.hcd), replacing the tax-credit agency placeholder (ca.hfa). Document identity, legal dates and scope are unchanged.

1 page, 41,593 bytes, sha256 e5d2deb78cfb7d0691986756459efff28b302ba97c70fa178a2c84c2c34b2d7d, fetched 2026-08-29. Date off the page face. FOUR SCHEDULES ON ONE PAGE, split by a 2014 vintage line. UNO By the Unit (pre-2/25/2014): 50/65/80 percent. UNO By the Bedroom Opt-In (pre-2/25/2014): 50% at $941 single occupancy or $518 per person double, 60% at $1,562 / $859. UNO By the Bedroom (post-2/24/2014): 50% at $941 / $518, 60% at $1,260 / $693. UNO By the Unit (post-2/24/2014): 50% at $941, 60% at $1,260 per unit. A per-person double-occupancy rent is unique to Austin in this corpus.

12 pages, 324,624 bytes, sha256 6eb4228ab190df39bc05f9337ca86d19430a6b559f69eb4a6852b50404f15b03, fetched 2026-08-29. Dates off the cover: 'Effective Date: June 1, 2015 / Revised: June 1, 2026'. UNO is the only Austin regime that restricts individual BEDROOMS and prices them by single or double occupancy, and the only one with an automatic income-eligibility route: a student on approved University of Texas need-based financial aid 'shall automatically be determined to be income eligible' with no other income documentation, confirmed through the university's CASH (Check Aid Status Here) page. Three programme variations exist and the recorded land use restriction names which applies; a project may charge single- or double-occupancy rates only if its land use restriction permits renting by the bedroom. The guide's over-income renewal rent cap is 28% for UNO generally, where the Development Incentive guide sets 28% only for S.M.A.R.T. Housing and VMU and 30% for other bonuses -- the two documents carry the same revision date and do not cross-refer on this point.

URL repaired 2026-08-27: previous address https://www.rd.usda.gov/datasets no longer served it. Edition confirmed on the document's own face before repointing -- Page reads "Multi-Family Housing (MFH) / Welcome to the Rural Development (RD) Dataset Web site" and currently offers: Multi-Family Housing 514 & 515 Data (with XML data dictionary), MFH 514 & 515 Property Assignments by Region, MFH 538 Data as of 08-18-2026, and Multi-Family Housing Program Exit Data as of 06-30-2026. This matches the source record's coverage ("Section 515, 514/516 and 538 properties with rental assistance counts") and its xlsx/csv formats. The record pins no version or published date.

Exhibit 10 of the 811 PRA Cooperative Agreement: the recorded instrument that carries the 30-year use restriction. Obligations it adds beyond the RAC, none of which appear in 24 CFR: it must be recorded in the appropriate land records; the owner must certify annually, by a date within 30 calendar days of the anniversary or aligned with other programme reporting, that assisted units, non-assisted units and the physical structure comply or that a remedial programme is under way; a conveyance before expiry requires grantee approval of the purchaser and the purchaser's assumption of both the Use Agreement and the RAC; and it repeats the RAC's assisted-versus-non-assisted rent parity limit. It also states the appropriations escape: 'If Congress fails to appropriate funds adequate to meet the financial needs of the assisted units, HUD will not require the Grantee to enforce the Use Agreement covered under a RAC.'

Utah adds source of income, sexual orientation and gender identity, and extends the protections to discrimination based on an individual's ASSOCIATION with another individual. First snapshot preserved September 13, 2026: 32279 PDF bytes, SHA-256 1fdfb92da12dd91b1b6d53ae5db51c93fcd41f4c69d0c45a2357a86a1fccde1c. The catalog URL and document identity were checked. No earlier complete byte or text fingerprint was available, so this preservation does not establish continuity with an earlier edition or legal currency. Existing publication and review dates are unchanged.

Read in full 2026-08-29. Cited for (2)(b), which makes the credit the amount specified on the allocation certificate UHC issues; (5)(a)(iv), capping the certificate at 100 percent of the federal credit awarded, which is what makes the Utah credit incapable of standing alone; (5)(d), UHC's 31 January report to the Tax Commission describing each allocation certificate issued in the prior calendar year; (6), the housing sponsor's duty to name a designated reporter and that reporter's annual list of each qualified taxpayer allocated part of the credit; and (7)(b), recapture proportional to federal recapture with the designated reporter identifying each taxpayer affected. The section fixes NO affordability term -- (3)(b)(iv) merely directs that allocation criteria be based on the extended period a development commits to. The 50-year term comes from the QAP, which is why the corpus cites src.ut.qap_2027 for it and not this record.

170 pages, 2,260,663 bytes, sha256 0c7effd39695dbcbba2e4c7ff893f78697d1d1296903dfd5f8edf0406db5e1c9. Cover reads 'Housing Credit Compliance Manual Multifamily Finance / September 2025'; PDF metadata Author 'Michael Campbell' (UHC Housing Credit Compliance Manager), Creator 'Acrobat PDFMaker 25 for Word', CreationDate/ModDate 2025-09-15 - metadata and cover date agree, so September 2025 is treated as the content date. TRAP worth recording: UHC still serves the PRIOR edition at a different, still-live URL, https://utahhousingcorp.org/pdf/ComplianceManual.pdf (cover 'October 2022', 91 pages, 959,975 bytes, sha256 97e9b5281980a0d498b8452e52fa3d1e51ddf4e82db972bf343296a7d970136c), and that stale URL is what general web search surfaces first. The two editions differ materially - most importantly the correction period was shortened from 'up to 90 days' (2022, p. 82) to 'up to 30 days' (2025, p. 159), the physical standard moved from UPCS to NSPIRE, the late monitoring-fee charge was split into $250/$500 by project size, and the blanket 2022 prohibition on between-building unit transfers was replaced by a BIN-based rule. Only the September 2025 edition was used to author the ut.json rules. Structure: Ch.1 Program Fundamentals, Ch.2 Owner Requirements, Ch.3 Rents, Ch.4 Tenant Certification, Ch.5 Income, Ch.6 Assets, Ch.7 Recertification, Ch.8 Audit (incl. Extended Use Period and the fee schedules). Several of the fee and audit-frequency tables are embedded images rather than text and were read by rendering pages 157 and 166-169 to PNG.

Enumerates the permitted utility allowance methods and the annual review requirement.

How a VHCB affordability restriction comes off a property. Seven numbered paragraphs. The operative ones for this corpus: para. 4 puts the documentary burden on the grantee to show the property is no longer feasible to operate as affordable housing; para. 5 requires the grantee to work with VHCB to identify another affordable housing use first; para. 6 permits sale and release 'upon repayment of VHCB's original grant and/or loan obligations' and reserves to VHCB a share of any gain in excess of obligations, 'based upon its participation in the financing of the project'; para. 7 makes release discretionary where the obligations cannot be repaid. The decision authority is also stated: the Board Chair on staff recommendation, with full-Board review required for grants over $100,000, and the Board or its designee where a loan discharge is involved. Preservation check 2026-09-13: downloaded PDF has 35871 bytes and SHA-256 f156200e640872ec6235f6bb01eac502e78de28a25aaaa678214c2dadb0dc54a. Normalized extracted text matches the recorded content fingerprint. This establishes text continuity, not a new legal review or equivalence of image-only content.

The Board's own statement of the thresholds a housing project must meet before it is funded. Threshold I.A is the whole of Vermont's affordability-period model: projects 'should involve mechanisms which assure perpetual affordability for lower-income Vermonters', that protection 'shall be recorded in the land records and should be enforceable by the applicant or the Board', and 'Projects which do not assure perpetual affordability are not a priority at this time.' Threshold I.A.2 requires a long-term stewardship plan covering both affordability and physical condition, and reserves to the Board a right to approve transfers, a right of first refusal, and recapture of income earned on sale. Threshold I.D requires a 20-year cash flow projection and states that 'a capital needs assessment will be reviewed every five years to insure that reserves are adequate.' NOTE THE DEONTIC LANGUAGE: much of this policy is written with 'should' and 'expected to' rather than 'must', and the rules authored from it reflect that rather than hardening it. Preservation check 2026-09-13: downloaded PDF has 71081 bytes and SHA-256 cf4444f8105b6d142f76414a5cb757c51335c2622f8e5fb1e3b8dbb3241e2a01. Normalized extracted text matches the recorded content fingerprint. This establishes text continuity, not a new legal review or equivalence of image-only content.

2 pages, 188,888 bytes, sha256 e358dd37a0881e7aa5f98f891245d88ea584d7dda78abf9613d4af6777660bae. Fetched 2026-08-28 by curl -sL with a desktop Chrome User-Agent (Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/126 Safari/537.36). HTTP 200 first attempt, no bot wall. THE SECOND PIECE OF VERMONT'S UNNAMED HOTMA ADOPTION. Part I collects amounts received under section 479B of the Higher Education Act of 1965 (Pell, Teach, Federal Work Study, Perkins, Bureau of Indian Education, Higher Education Tribal Grant, Tribally Controlled Colleges or Universities Grant Program, WIOA section 134 employment training, and other 479B amounts) and Part II amounts received as other student financial assistance (federal government; a state including US territories, a Tribe or local government; a private foundation registered as a 501(c)(3); a business entity; an institution of higher education; military assistance such as the GI Bill). That two-bucket split is HOTMA's test and exists nowhere in the September 2019 manual, which sends the reader to HUD Handbook 4350.3 Chapter 5 - superseded on this point. The form collects the two totals and states NO rule for combining them, so VHFA has published the inputs to a calculation it has not published.

31,917 bytes, sha256 6e91ce3fbc297cd14696a2452d36da183b7293d0fa660439dccd580d1165e9e1. Fetched 2026-08-28 by curl -sL with a desktop Chrome User-Agent (Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/126 Safari/537.36). HTTP 200 first attempt, no bot wall. A .docx, not a PDF - read by unzipping word/document.xml. Four parts, all HOTMA: assets disposed of below fair market value in the past two years; a federal tax return or refundable federal tax credit received in the last 12 months; Non-necessary Personal Property, both account-based (cash on hand, pre-paid debit cards including government benefits, checking, savings, money market/CD, annuities, brokerage, stocks and bonds, cryptocurrency, internet-based assets such as Cash App, Venmo, PayPal and crowdfunding, whole life insurance) and non-account-based (RVs, ATVs, boats, antique cars, collectibles, equipment not used to generate business income); and Real Property. Signed under penalty of perjury. It prints NO threshold figure and does not name HOTMA. It is the companion to the 2024 TIC and it coexists on the same VHFA page as the pre-HOTMA Under $5,000 Asset Certification (2019), with no published rule for which applies.